US Expats’ Investment Account Closures
Many United States (‘US’) expats discover soon after leaving the US that US-based financial institutions will restrict access to investment
Many United States (‘US’) expats discover soon after leaving the US that US-based financial institutions will restrict access to investment
On 31 July 2024 the changes to the New Zealand personal income tax bands announced in the budget came into
KiwiSaver* is a voluntary work-based savings scheme, introduced to help New Zealanders save for retirement. The aim of KiwiSaver is
by Dominic Sheehan, Financial Adviser and Head of Advice In 2005, Peter Christman and Richard Jackim, wrote a book called
It was 1942, and America was still reeling from the attack on Pearl Harbour. They had also recently entered the
At Cambridge Partners, we refer to our advisers as ‘financial advisers’, whereas the more common term in New Zealand is
Exponential growth is hard to visualise because our brains are not wired to process growth beyond linear projections. The best
The most common piece of feedback we get from new clients is that they wish they had come and seen
‘Beyond returns, a good investing experience depends on how you feel on the journey – just like in life.’ David Booth.
By Hannah Meikle, Financial Adviser at Cambridge Partners The decision to move yourself or another family member into aged care
Fee-only financial advice focuses on integrity and putting the client first. Our advisers don’t get paid commission by companies to
by Hannah Meikle, Financial Adviser at Cambridge Partners KiwiSaver is a voluntary retirement savings scheme in New Zealand, and thanks
Recently, we mourned the passing of a man who almost single-handedly helped us make our clients better investors. Professor Daniel
Modern Portfolio Theory, as recognised by the 1990 Nobel Memorial Prize in Economic Sciences given to Drs Harry Markowitz and
AI is not new, but the effect that Generative AI and Large Language Models have had on the world in the last few years has been nothing short of revolutionary. Entire industries have been transformed overnight, and the breakneck pace of development shows no signs of slowing down – if anything, it seems to be increasing as the AI arms race ramps up.
Can artificial intelligence help pick stocks? More specifically, can investors use AI to determine the fair price of a stock or a bond? I bet a lot of people right now would say yes, given recent advances that allow for the processing of ever greater amounts of information.
I think my AI is better than all the other ones out there. My AI is the market.
The pressure is on. AI is a key strategic objective for businesses across every sector in New Zealand. Leaders are working at pace to understand the potential opportunities and risks, to make the most of this remarkable new tech.
International Women’s Day is an occasion to celebrate the various achievements of women and stands as a call to action for advancing women’s equality. While discussions surrounding the gender wage gap are commonplace, the gender wealth gap is a significant but often overlooked issue.
Towards the end of the calendar year, there’s a natural tendency in the financial media to look both back and
Retirement planning is core to what we do. Providing clarity to our clients through a robust Financial Plan that is
By Michael Youngman, Financial Adviser, Cambridge Partners Determining the right time to retire is difficult as there is no one-size-fits-all
Investing in the share market can often feel like a rollercoaster ride, especially when new transformative technologies emerge, and artificial
When investing, it is easy to be lured by false promises of beating the market, timing the market, and getting
At Cambridge Partners, we don’t invest based on hunches or gut-feels. Our investment philosophy is based on academic evidence-based research
Last semester, I completed a finance paper, where I studied Dr Harry Markowitz’s Modern Portfolio Theory. His formula and studies
On 19 June 2023 the ASB released their Term Deposit Report (ASB, 2023) highlighting that term deposit rates for June 2023
The risk with insurance policies is that people see it as a ‘set and forget’ arrangement and can cause headaches
Paul Choi is a Financial Adviser with Cambridge Partners. Before joining our team, he worked as a banking adviser for
It’s the time of year when KiwiSaver providers are delivering their Annual Member Statements. This is a great time to
Our consultative wealth management process is designed to set your entire financial house in order and to keep it that
If you’ve had these thoughts, you are not alone. The sudden movement of interest rates is having an impact on
Recently, two US banks failed. Silicon Valley Bank and Signature Bank. Silicon Valley Bank was the bank of choice for
As Financial Advisers, a common question we are asked, given the current market volatility and high inflation, is whether they
Lionel Messi coolly placed the ball on the penalty spot. He had every reason to be confident at that moment.
Countless financial books promise to make you a more intelligent investor, an expert budgeter, or a money guru. But which
David Booth, Executive Chairman and Founder of Dimensional Fund Advisors, discusses choosing the right Financial Adviser. With more than 10,000
Australians and New Zealanders increasingly are interested in how they can make their investment decisions accord with their views about
By Isabelle Williams Senior Investment Strategist and Vice President | Marilyn Giselle Hazlett Analyst, Dimensional Fund Advisors Sustainability goes beyond reducing, reusing, and recycling.
The pandemic showed the power of a previously unknown virus to spread through the global population, threatening health and creating
Investing comes with risk. It’s not necessarily a bad thing, but you need to understand the risk levels associated with
Financial markets have been causing stress for investors, and the emotional toll can lead to poor decision-making. So, what can
Bond markets have experienced a poor start to the year, with interest rates in many countries increasing and projected rate
In this article, Cambridge Partners’ Financial Adviser, Scott Rainey explains what a Bear Market means, how long Bear Markets may
As Financial Advisers, talking about money is part of our day-to-day operations. Coaching people through times of transition and guiding
How would you feel if you worked hard your whole life, but when it came time to retire, you didn’t
Homophobia, sexism, racism – there have been huge advances in addressing attitudes to various groups over the last few years.
Beyond Term Deposits Many New Zealanders have faced tough times recently with COVID-19, high inflation, and rising interest rates. This
I have been reflecting a lot over the past month, on why some investors are moderately calm during a market
For many of us, these last weeks have been remarkably similar to being retired. We didn’t have the regular commute
By Pip Kean, Cambridge Partners Principal and Financial Adviser Benjamin Roth was a lawyer in Youngstown, Ohio, when the stock
Many people struggle to actually ‘see’ what they will need to secure the sort of retirement they hope to enjoy.
This fascinating article by New York-based author and financial commentator Carl Richards turns the whole concept of retirement on its
This article was written by one of our Financial Advisers, Andrew Nuttall, and was published in the local Law Society
Your retirement is a time when you can truly live your life in a way that is true to the values
Are you loving – or loathing – the thought of spending lots more time with your partner after retirement?! There’s
All the technical talk about investment and superannuation and asset allocation overlooks a few key principles for everyone – life
Time seems to be of the essence when you retire and what you do with that time now becomes a
When it comes to industries, the investment industry is one of the more male dominated around. Because of this, many
For those that remember the film starring Morgan Freeman and Jack Nicholson “The Bucket List” in 2007, you will be
With the world being fast paced, there are many changes that are occurring constantly that can have us worrying about
When we talk with pre-retirees the majority say that they believe the key to happiness is having enough money to
Men are often said to have more familiarity with financial matters, but there is more than a 90% chance that
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