Our team of experienced advisers build and manage customised investment portfolios for clients and further support them through expert financial planning and other specialist services.
We are both a goals-based and values-based organisation. Our advisers seek to understand what is truly important to each of our clients and provide the highly personalised financial advice and best-fit investment strategies that will ensure success for them and their families.
Our aim is always to develop trusted, long-term partnerships. We support and empower clients through new aspirations, changing circumstances and all of life’s transitions.
As professional advisers, there is important information you need to know before we can provide you with the information on the advice we offer.
Licensee information
Cambridge Partners Limited (FSP26104) is a Financial Advice Provider holding a transitional license issued by the Financial Markets Authority (FMA) to provide financial advice.
Office Contact Details
Address: Level 4, 48 Hereford Street, Christchurch 8140
(Head Office)
Spratt Financial Centre Level 1/3 Morton Street, Auckland Central, Auckland 1010
(Auckland Office)
Phone: (03) 364 9119
Website: www.cambridgepartners.co.nz
Email: info@cambridgepartners.co.nz
We can provide advice on the following areas:
We are not tied to any product provider, and the specific details of providers we recommend will be detailed in our advice documentation.
To ensure that our financial advisers prioritise clients’ interests above their own, we follow an advice process that ensures our recommendations are made based on the client’s goals and circumstances.
Cambridge Partners, and anyone who gives financial advice on our behalf, have duties under the Financial Markets Conduct Act 2013 relating to how we give advice.
We are required to:
This is only a summary of the duties that we have. More information is available by contacting us or by visiting the Financial Markets Authority website at https://www.fma.govt.nz.
We do not charge for an initial meeting where we get to know you.
Any fee charged to you subsequently will depend on the nature and scope of the advice or service we provide. We will discuss and agree on the actual fees with you before we proceed and explain how they are payable.
The following section outlines the types of fees that may apply:
For services in relation to some legacy insurance savings and investment products, the product provider may pay commission to us to fund the ongoing servicing cost of the product. Your adviser will provide you with the specifics if this situation applies to you.
We take any perceived or real conflicts of interest very seriously and have a dedicated policy for dealing with such issues whereby we avoid, disclose, and/or manage conflicts to place our client’s interests first and foremost. All of our advisers undertake annual training regarding recognising and managing conflicts of interest.
Some of our advisers are shareholders in Cambridge Partners and may receive dividends as and when declared. Your adviser will confirm if this is applicable in their situation.
Some of our advisers have conflicts of interest due to a shareholding in Consilium NZ Limited, a provider of platform services and Synergy Investments to clients of Cambridge Partners.
After having undertaken extensive three-yearly due diligence on the custodial platform, the conflict is managed by ensuring clients face no increase in platform services fees. Negotiations with Consilium NZ are conducted on an arm’s length basis by excluding conflicted directors and shareholders from the negotiation process and recusing them from all votes giving rise to the conflict of interest.
The Synergy Investments’ conflict is managed by the conflicted directors and shareholders not participating in any discussions, negotiations, or decisions relating to the selection of Synergy as a product provider.
Your adviser will disclose this if this is applicable in their situation (this was moved from the yellow part)
One of our advisers has a conflict of interest concerning the provision of UK pension services due to a directorship and shareholding in i-Select. This is managed by not participating in any discussions, negotiations, or decisions relating to the selection of product providers.
Cambridge Partners reviews existing and potential conflicts regularly to ensure they do not impact our independence or advice.
If you have a problem, concern, or complaint about any part of our advice or service, please contact our Compliance Manager. An initial acknowledgement of receipt will be provided within 24 hours, unless outside of working hours. The Compliance Manager will then formally acknowledge the complaint within five working days, and then in good faith, try to resolve the matter as per our internal complaints process.
Contact: Compliance Manager, Cambridge Partners Ltd, PO Box 1378 Christchurch 8140
Phone: (03) 364 9119
Email: complaints@cambridgepartners.co.nz
If we cannot agree on how to resolve the issue or decide not to use our internal complaints scheme, you can contact the Financial Disputes Resolution Service.
This service is independent and will cost you nothing, and will help us resolve any disagreements.
Address: Financial Disputes Resolution Service, Freepost 231075, PO Box 2272,
Wellington 6140
Phone: 0508 337 337
Email: enquiries@fdrs.org.nz
To give our clients the very best advice we need to collect personal information about their financial circumstances. We take our responsibilities under the Privacy Act 2020 very seriously in the digital age that we live in.
Details of our Privacy Policy can be found here: cambridgepartners.co.nz/privacy-policy/
We welcome any questions or queries you have in relation to this information but more importantly, we look forward to working with you.
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We offer a no obligation review of your situation.
Our series of real-world case studies will help give you a full understanding of your investment options, and how different strategies are suited to different situations, goals and timelines.
You will also gain valuable insight on how our advisers work with their clients to achieve the outcomes they are looking for.
