For many people, investing feels like something reserved for the wealthy or the financially fluent. But the truth is, you don’t need a lot to get started. With just a little guidance, knowledge and consistency, you can begin building wealth today. In fact, if you’ve got a KiwiSaver account, you’re already doing it.
Liv Winchester
Financial Adviser
About Liv
Liv is a long-standing and valued member of the Cambridge Partners team, joining Bradley Nuttall in 2012 (before it merged to become Cambridge Partners) as her first job after High School.
Liv enjoys building strong relationships with clients and feels a great sense of satisfaction knowing that we are helping make our clients’ financial lives easier. Her passion for clients and building strong relationships has seen her transition into an adviser role. She has completed her New Zealand Certificate in Financial Services Level 5 to enhance her knowledge further and is becoming a Financial Adviser through the Cambridge Partners’ learning and career pathway.
She lives in West Melton with her husband and young children. They spend a lot of time over in Akaroa on, around and in the water. Their dog, Polly, keeps them active and they spend their time at The Willows or McLeans Island walking at the weekends.
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Liv's Insights
Have you recently used your KiwiSaver to purchase your first home? Perhaps you prudently moved your KiwiSaver to a balanced or conservative fund before withdrawal to minimise market volatility. But what happens after settlement day? For many Kiwis, KiwiSaver becomes a forgotten investment, potentially costing them hundreds of thousands of dollars in retirement savings.
2025 Q2 – Key Market Movements