Privacy Policy

Introduction

Cambridge Partners (we, us, our) complies with the Privacy Act 2020 (“the Act”) and if applicable, the European Union’s General Data Protection Regulations, when dealing with personal information. Personal information is information about an identifiable individual (a natural person).

This policy sets out how we will collect, use, disclose and protect your personal information.

This policy does not limit or exclude any rights under the act. There is more information on the Act at the Office of the Privacy Commissioner.

Changes to This Policy

We may change this policy by uploading a revised policy onto the website. The change will apply from the date that we upload the revised policy.

Who We Collect Your Personal Information From

We collect personal information about you from:

• You, when you provide that personal information to us, including via the website and any related service, through any registration or subscription process, through any contact with us (eg telephone call, email or in person), or when you use our services and products
• Third parties where you have authorised this or the information is publicly available

If possible, we will collect personal information from you directly.

What personal information do we collect about you

We collect personal information in order to carry out the functions and activities required to provide our services to you. For example, if we are providing you with advice we will ask you a range of questions and collect information from you so that we have a good understanding of your financial position and objectives. This information may include:

• Your name and date of birth
• Your email address, postal address, residential address and contact telephone numbers
• Financial information, such as your bank account number, your tax status and associated tax identifying numbers, your financial goals and objectives, your current and past personal financial circumstances, including information relating to your assets, liabilities and investments, and any other information that we may request or require in order to obtain a full understanding of your personal financial circumstances and objectives
• Specific documents to verify your identity and other personal information
• Information required to determine your suitability for the services we offer
• Information about which of our services you use and how you use those services including the activities and transactions you undertake
• Any correspondence between us and you
• Preference information such as your marketing preferences
• Information required to satisfy our legal and regulatory obligations

How We Use Your Personal Information

We may use your personal information:

• To provide services and products to you
• To verify your identity
• To market our services and products to you, including contacting you electronically (eg by text or email for this purpose)
• To improve the services and products that we provide to you
• To undertake pre-employment credit checks on prospective employees
• To bill you and to collect money that you owe us.
• To respond to communications from you, including a complaint
• To conduct research and statistical analysis (on an anonymised basis)
• To protect and/or enforce our legal rights and interests, including defending any claim
• Complying with our legal and regulatory obligations
• For any other purpose authorised by you or the Act

Disclosing Your Personal Information

We may disclose your personal information to:

• Financial institutions that we engage with for the purposes of providing our service to you, such as our Custodian
• Third parties to meet our regulatory or legal obligations and for the purposes of carrying out checks to satisfy our obligations under the Anti-Money Laundering and Countering Financing of Terrorism Act 2009
• External and professional service providers that provide services to us
• Pre-employment police or credit checks (subject to your approval – prospective employees) 
• Other third-parties (for anonymised statistical information)
• A person who can require us to supply your personal information (eg a regulatory authority)
• Any other person authorised by the Act or another law (eg a law enforcement agency)
• Any other person authorised by you
• Entities that acquire an interest in us

Some of the parties that we may disclose your personal information to may be located overseas. We require these entities to adhere to our standards of privacy, security and confidentiality.

Protecting Your Personal Information

We will take reasonable steps to keep your personal information safe from loss, unauthorised activity, or other misuse. We will not sell or rent your personal information to any third party. We cannot (and do not) accept any risk or responsibility of disclosure of personal information submitted.

Accessing and Correcting Your Personal Information

You may request a copy of the personal information that we hold about you. You may also require that we correct personal information that we hold about you if that information is misleading, inaccurate, incomplete or irrelevant. These requests can be made by contacting us at Cambridge Partners Limited, Level 5, Anthony Harper Tower, 62 Worcester Street, Christchurch, New Zealand, or emailing us at info@cambridgepartners.co.nz.

We may refuse your request for a copy of the personal information that we hold about you or your request to correct your personal information in one of the following circumstances:

• Access would be unlawful
• Access would prejudice enforcement action or actions relating to unlawful activity or serious misconduct
• Denying access is required under New Zealand law or an order of a court or tribunal

When you make a request to access personal information, we may require you to provide some form of identification (such as driver licence or passport) so we can verify that you are the person to whom the information relates. In some cases we may also request an administrative fee to cover the cost of access although in the majority of cases we will be able to provide the requested information free of charge. In the event of a fee being charged we will notify you of the amount and obtain your approval before proceeding with the request.

Email Communications

We strive to only send emails to those who want to receive them. If you would not like to receive future emails from us, please use the “unsubscribe” link that is located at the bottom of our email communications.

Internet Use

Cambridge Partners recognises the importance of safeguarding your personal information. Please contact us to talk to us about your personal information or the communication we send you. We are happy to provide you with any personal information that we hold about you. If it is wrong we will correct it.

While we take reasonable steps to maintain secure internet connections, if you provide us with personal information over the internet, the provision of that information is at your own risk.

If you follow a link on our website to another site, the owner of that site will have its own privacy policy relating to your personal information. We suggest you review that site’s privacy policy before you provide personal information.

Cookies

Third-Party Providers

Our third-party providers, including Google, use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimise, and serve ads on the internet based on someone’s past visits to our website. Personally identifiable information is not stored by us or third-parties.

Visitors can opt out of Google’s use of cookies by visiting Google’s Opt-Out page. Alternatively, you can opt out of a third-party vendor’s use of cookies by visiting the Network Advertising Initiative opt-out page.