Investing With
Cambridge Partners

Investing is a proven way to build wealth, create passive income streams, and secure financial futures.

How Does Investing (With Us) Really Work?

Hollywood loves to glorify the flashy, speculative ‘boom or bust’ world of day trading stocks. Most of us have seen the hectic, risk-saturated life of The Wolf of Wall Street (and others) on the big screen and thought, “not for me!”

Fortunately, there is a whole other, far less dramatic side to share markets. One that offers everyday investors an opportunity to build their wealth and secure their financial futures through a measured, considered, and evidence-based approach. 

This is the approach that Cambridge Partners take to investing. You can read about our investment principles here

Some of the keys to our approach are:

 

– Time in the market, not timing the market

Speculators will often try to ‘time the market’ in an effort to buy shares at what they consider to be a low point, and (hopefully) sell them quickly at a higher price. This is a high-risk, guess-based strategy that can lead to big wins, and big losses.

Conversely, we take the evidence-based approach that the market has generally trended upwards over the last 100 years, and (over significant periods of time) has delivered solid returns for investors. While there are fluctuations in share prices between days, weeks, and even years – we can reasonably expect the value of quality shares to increase over time. i.e, if you spend enough time in the market, you’ll see positive returns. And we have.

Below is a chart of the value of the S&P 500 Index (made up of the top 500 companies listed on US Stock Exchanges) from 1927 to 2020.

– Diversification

If you invest in one company, you are putting all your investment eggs in one basket. Your fortunes are inextricably linked to that one company’s performance. Even if you invest in ten great New Zealand companies, you can still be exposed to the ups and downs of the New Zealand economy. The same applies when you invest in just a handful of industries.      

We have highly diversified portfolios that include quality shares across many countries, industries, and companies. This means that you are well placed to weather any localised ‘storms’.  

– Managing emotional reactions

Overcoming emotions is a fundamental part of success in investing. It is very easy to get nervous when our share performance dips, or get overly excited when things are going well. However, reacting emotionally to short-term fluctuations in prices – rather than sticking to a considered, long-term strategy – can be very costly. 

If we make emotion-driven decisions, we risk selling low and buying high. A very undesirable outcome!   

At Cambridge Partners, our highly experienced advisers work with clients to ensure they understand that riding the wave of emotions is not a recipe for financial success or happiness. We build solid, best-practice investment strategies, and rely on them to deliver the desired outcomes.   

How We Can Help You Invest:

Cambridge Partners offers a highly personalised and holistic approach to financial planning, investing, and wealth management. We work to understand your values and goals – as well as the level of risk you are comfortable with. 

Everyone’s situation is unique, and your investment strategy will always reflect your objectives and timelines. 

Your investment adviser works with you to develop a portfolio that best fits your circumstances. This might be a ‘growth’ focused portfolio that aims for higher returns over a longer time period. Alternatively, it might be a ‘defensive’ focused portfolio for those looking for more reliable, low risk income in the short term.

Generally, you’ll have a strategic ratio of both growth and defensive assets, as the examples below represent:

Your adviser will help you make the best decision on what asset mix your portfolio should contain, and then set up the relevant purchases on your behalf. You have full visibility of your portfolio via an online portal and regular adviser updates. 

The assets in your portfolio are in your name – and you are always able to invest more money, or make the decision to sell at any point. 

You can view our portfolios below:       

Ready To Find Out More?

If you’d like to discover more about investing with Cambridge Partners, please Schedule A Call or get in touch via email. One of our investment advisers will answer any questions you have, and (if you’re happy to proceed) look to set up an initial no-obligation meeting to discuss your options.  

We look forward to hearing from you.

As the leader of Cambridge Partners’ Institutional Advice division, Jacob works with organisations to design, implement, and manage risk-appropriate investment portfolios.
Find Out More

Jacob Wolt

Financial Adviser &
Managing Partner
CFPcm, AIF, BSc
Brigette is based in Auckland and advises both private clients and institutional investors, specialising in working with iwi and Māori entities. She is also a leader of our 'Women Stepping Forward' initiative.
Find Out More

Brigette Arnold

Financial Adviser
DipGrad Economics, BA (Hons)
Scott works with both private and institutional clients including not-for-profit organisations, and Trusts. He is a Chartered Financial Analyst, which is a rare and prestigious professional Funds Management designation.
Find Out More

Scott Rainey

Financial Adviser
CFA, CFPcm, BCom
Pip's 10+ years at Cambridge Partners have included asset protection, financial adviser, and leadership roles. She is passionate about putting clients first; helping them clarify their goals and optimise their financial position.
Find Out More

Pip Kean

Financial Adviser
Paul began his working life at the Bank of New Zealand before progressing into the Private Bank/Investment division. He has a BCom from UC, and an Associateship Diploma from Trinity College, London.
Find Out More

Paul Choi

Financial Adviser
BCom
Todd has worked in the financial services industry for over 27 years. He has a interest in retirement and succession planning, as well as working with clients with Australian superannuation funds.
Find Out More

Todd Sutton

Financial Adviser
CA, DFP (FS), BCom
investment advisory

Discover what Cambridge Partners can do for you

We offer a no obligation review of your situation.

Top

Schedule A Call

Please choose a date and time for your phone call.

We will call you on the number you provide.

Select service*
Select a date and time*
Name*
Email*
Phone Number*
City*
To ensure we're prepared for your call, please provide any relevant details about your situation, and what you are looking for.

Download Our Info Pack

Please enter your details and we'll email the downloadable info pack to you.

Check your spam folder if you do not receive our email within a minute or two.

Send a message

We'll get back to you as soon as possible

Have you got questions?

Want to know if we’re a good fit for you?

Or just want to know more about your options?

Book a free 15 minute call with one of our Associate Advisers. 

Let them know a little about your situation, and they’ll be able to answer your questions and help guide you in the right direction. 

We’re here to help.