Happy Retirement Does Not Necessarily Mean Happy Finances

couple planning their financial future

When we talk with pre-retirees the majority say that they believe the key to happiness is having enough money to enjoy their lives. But, happiness has nothing to do with aging or money. Studies have continuously shown that our brains are more often programmed to be optimistic than pessimistic as we grow older.

Yet, when we talk with those already retired, they place more importance on good relationships and good health. Money becomes less important with retirees compared to other aspects of their lives, such as nurturing relationships and engaging in fulfilling activities.

Achieving your goals will certainly help you live a happy life. However, happiness itself is not a goal; it is a precondition to living the life that you want.

PERMA is an acronym that describes five conditions said to lead to “authentic happiness at any age.” PERMA should be the values you aspire to achieve a happy retirement. That is:

Positive emotion
Engagement
Relationships
Meaning
Achievement

This content from this blogpost is from our book ‘So You Think You Are Ready To Retire’ a self-guide book to prepare you for retirement.

For a made to measure advice around your retirement or to purchase your copy of our book contact us.

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