Moving UK Pension to NZ and Investor Visa NZ

We help you navigate complexities and provide you with investment solutions to meet your needs.

If you are an investor looking to move permanently to New Zealand, our specialist advice can help you manage the complexities.

We can provide advice for:

International investors, expats and overseas investments

Are you considering a move to New Zealand and unsure of the implications of your overseas investment portfolio? Cambridge Partners specialises in navigating and minimising risks related to the complexities of offshore assets. We take a holistic and long-term approach to help ensure that all cross-border obligations are achieved.

What are the issues?

No matter your situation, if you intend to move to New Zealand and have overseas investments, a range of financial and tax implications must be considered.

In a world where information sharing between tax regimes is increasing, it is more important than ever to ensure that your financial assets are structured to maximise your long-term outcomes.

At Cambridge Partners, we have experience advising clients from the US, UK, Australia, and many other jurisdictions, ensuring appropriate tax and legal advice is sought where necessary. Our goal is to make your financial transition to New Zealand as smooth as possible and provide clarity and confidence about your financial future.

New Zealand Investor Visa

If you are interested in applying for residency in New Zealand, the Government offers a pathway through the Active Investor Plus Visa.

The Active Investor Plus Visa is for high-net-worth investors - individuals and families. To qualify, you must have NZ$15 million, or the weighted equivalent in available assets or funds, and spend at least 117 days in New Zealand during the 4-year investment period.

Changes to legislation now remove New Zealand-owned property from the list of acceptable investments. Property investments can be made in managed funds or ETFs. Conditions apply. Please visit Immigration New Zealand for more information.

How we can help

We work with your immigration consultant to ensure the investment strategy complies with visa criteria and reflects your situation and goals. More importantly, we ensure that there is a focus on holistic planning to simplify and bring peace of mind to your financial life.

UK Pension Transfer to NZ

Every UK pension scheme and person is different. So, while a general understanding of the critical issues is valuable, getting personalised advice from a Financial Adviser is essential to help you make an informed decision before you transfer your UK pension to New Zealand.

For those who have lived and worked in the UK, the question of whether you should move your Defined Contribution or Defined Benefit Scheme is often front of mind. There are several advantages and risks involved in any transfer, and the advice can be different for each pension and person, depending on their situation.

We can help with:

Understanding your UK pension and any guarantees or safeguarded benefits
Assessing the tax implications for leaving your benefits in the UK, transferring now, or decide to transfer at some point in the future
Whether you qualify for the 48-month transitional residency exemption and how this may affect your planning
Your future plans, goals and income requirements
The New Zealand retirement market and selecting an appropriate Qualifying Recognised Overseas Pension Scheme (QROPS)

Parent Retirement Resident Visa

If you’re looking to retire in New Zealand to be closer to your children and whānau, the Parent Retirement Resident Visa offers a pathway to residency. This visa requires you to invest NZD $1 million in acceptable investments in New Zealand for a minimum of four years, as outlined by Immigration New Zealand (INZ).

While the visa application process needs to be managed with an immigration adviser or independently, we specialise in guiding you through the financial aspects. Our goal is to ensure the investment process is smooth and stress-free, so you can focus on what truly matters.

Having supported many families through this journey, we understand the complexities involved. We’re here to help you not only meet the visa requirements but also to create a long-term financial strategy that empowers you to continue enjoying the lifestyle you want in your retirement in New Zealand.